What does “financially stable” mean to you?

$8 med jar of Best Foods / Hellmanns Mayo at Kroger. EIGHT BUCKS!!!!
I get mayo made with only avocado oil for $9.69 at Costco. So that is kinda crazy for the cheap oil stuff.
But mayo is kinda easy to make if you have a food processor. My husband used to make it before Costco carried the avocado oil one. Eggs, your oil of choice, mustard and vinegar or lemon juice. Hardest part is slowly adding in the oil to the egg mixture.
 
the challenge many medicare recipients are experiencing is the staggering number of medicare accepting doctors retiring/leaving their practices and going unreplaced. we've seen a dozen or more general practitioners leave the local large provider groups in the last year. dh has lost 2 in the same specialty in a year and a half (a specialty that already has you schedule a year out for your next appointment). another specialty has lost 4. then when your medicare plan gets into a stand-off with a large provider you can be left stranded-the top story on many of local newscasts recently has been the 10,000 premera (including medicare) patients who are being cutoff june 1st from our region's largest outpatient diagnosic and treatment group. they will have to find primary providers and specialists.......if they can (most medicare providers have loooong waitlists).

having the insurance is great but you need a provider of the services your insurance pays for.
All my Doctors are in group practices and so far here, the groups aren't leaving Medicare, it's too big a part of their practices. And I did have one specialist leave, my Nephrologist, and it took 6 months to hire a replacement but there are 15 other Nephrologists in the practice who temporarily took me on.
The one program around here that has been hit hard is coverage from the Affordable Healthcare Act. A friend has coverage thru California's version, Covered California, and she lives in a community of 180,000 and not a single Doctor in her county takes those plans. She had a health issue, cancer, and had to travel 150 miles to find a Doctor at a University hospital that would take her plan. And now that she had been deemed cancer free, they are dropping her because they say her treatment is done and they don't accept patients who have completed their treatment.
 
I get mayo made with only avocado oil for $9.69 at Costco. So that is kinda crazy for the cheap oil stuff.
But mayo is kinda easy to make if you have a food processor. My husband used to make it before Costco carried the avocado oil one. Eggs, your oil of choice, mustard and vinegar or lemon juice. Hardest part is slowly adding in the oil to the egg mixture.
I've got addicted to the taste of Hellmann's Mayo and Heinz Ketchup. One of the few Vices left in my life.
 
We trade my smoked ribs for fresh baked bread and dozens of eggs with the neighbors.
Just got a near lifetime supply of Lemons the size of softballs from one neighbor.
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Well, one month does not a trend make......but CPI for April was in line with estimates. If it holds over the next couple of months we might see the Fed cut later this year. We shall see.
 
I could see one small rate cut and then who knows. There are too many unknowns on the geopolitical front. The next few years should be interesting.

I have been getting more BOGO offers and coupons for restaurants. I see empty lines at drive thrus. I think the consumer is starting to pull back.
 
Why should someone work hard to sustain something they have no passion about? And running a restaurant sucks and does not pay well for the most part. Truthfully it’s better to get a regular 9-5 that pays decent than rely on the whims of customers.


I will most likely get decent amount from my mother whenever she passes. But we don’t need it, my husband has a good job. I definitely would’ve prefer her to have spent that money on stuff when I was younger and we did without things. She definitely had OCD in regards to saving for retirement. When she started working she pretty much put her entire paycheck into a 401K and we lived off only dad’s paycheck. Now she’s retired and between SS and her very good pension, she doesn’t even have to touch that 401k money. Now she puts money into accounts for my kids each year and gives money to my sister and I each year.
There’s a lot of benefits to being your own boss. They may realize that when they have to work for other people.
 
Why should someone work hard to sustain something they have no passion about? And running a restaurant sucks and does not pay well for the most part.
Not everyone can afford to just follow their passions their entire lives. My husband tells my kids if they complain about their jobs “that’s why they call it work”. Sometimes people have to start at the bottom of a company and work their way up. We can do a disservice to our children by letting them think that they will always have a job that’s fun and amazing. And when they are young it won’t hurt them to do dishes at a restaurant or take the trash out. There’s a lot to be said for a good work ethic and giving your best effort no matter what your job title is. I see too many kids at the college where I work who are studying sports management thinking they will graduate and be an MLB manager or a music major assuming they will be making a living with the Chicago Symphony Orchestra right away. There’s nothing wrong with telling kids to follow their passions but a little hard work and reality are needed as well.
 
senior discounts-

ask, you never know who is offering them. it never would have occured to me that a plumbing company does one until i had them out today for an unexpected repair and as i was being given the bill the plumber asked if we would like 'the senior discount applied'. um....yes PLEASE=10% off the original estimate saved :thumbsup2
 
Not everyone can afford to just follow their passions their entire lives. My husband tells my kids if they complain about their jobs “that’s why they call it work”. Sometimes people have to start at the bottom of a company and work their way up. We can do a disservice to our children by letting them think that they will always have a job that’s fun and amazing. And when they are young it won’t hurt them to do dishes at a restaurant or take the trash out. There’s a lot to be said for a good work ethic and giving your best effort no matter what your job title is. I see too many kids at the college where I work who are studying sports management thinking they will graduate and be an MLB manager or a music major assuming they will be making a living with the Chicago Symphony Orchestra right away. There’s nothing wrong with telling kids to follow their passions but a little hard work and reality are needed as well.
That’s all well and good, but not sure what that has to do with owning your own business.
 
My friends were buying motorhomes and boats and burning through their money I bough a home and set out to pay it off.
Joined two pension savings plans.
Enjoying it all now without any serious bills other than occasional fuel and water bill.

Solar on the house charges the cars and no electric bill.
Live below your means.

Don't say to heck with the future, the future says to heck with you.
 

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